Effective Date: July 3, 2026

Welcome to Fm Enterprises Holdings LLC DBA Your Accident Pro. By accessing or using our website and services, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our website or services.

1. Use of Our Services

You agree to use our website and services only for lawful purposes. You may not use our services in any way that violates applicable laws or regulations, infringes on the rights of others, or interferes with the operation of our website.

2. Our Services

Fm Enterprises Holdings LLC DBA Your Accident Pro connects individuals involved in accidents with legal and medical service providers. We are not a law firm and do not provide legal or medical advice. Any information on this website is for general informational purposes only and should not be considered legal or medical advice.

3. SMS/Text Messaging Terms

By opting in to receive text messages from Fm Enterprises Holdings LLC DBA Your Accident Pro — either by checking the consent box on our website forms or by providing verbal consent during an intake call — you agree to the following:

• You consent to receive text messages from Fm Enterprises Holdings LLC DBA Your Accident Pro, including case status updates, appointment reminders, and follow-up messages.

• Message frequency varies.

• Message and data rates may apply, depending on your mobile carrier plan.

• You can opt out at any time by replying STOP to any message. After opting out, you will receive one final message confirming your opt-out.

• For help, reply HELP to any message or contact us at [email protected] or 239-323-1564.

• Consent to receive text messages is not a condition of purchasing any goods or services.

• You must be 18 years or older to use our SMS/Text Messaging service

• Carriers are not liable for delayed or undelivered messages.

• For information on how we handle your data, see our Privacy Policy. Text messaging originator opt-in data and consent will not be shared with any third parties.

4. Intellectual Property

All content on this website — including text, graphics, logos, and images — is the property of Fm Enterprises Holdings LLC DBA Your Accident Pro or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute any content without our prior written consent.

5. User Submissions

By submitting information through our forms, you represent that the information you provide is accurate and that you have the right to provide it. You grant us permission to use that information to deliver our services as described in our Privacy Policy.

6. Third-Party Services and Links

Our website may reference or link to third-party providers, including legal and medical professionals. We are not responsible for the services, content, or practices of any third party. Your engagement with any third-party provider is solely between you and that provider.

7. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the website will be uninterrupted, error-free, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Fm Enterprises Holdings LLC DBA Your Accident Pro shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of, or inability to use, our website or services.

9. Indemnification

You agree to indemnify and hold harmless Fm Enterprises Holdings LLC DBA Your Accident Pro, its owners, employees, and affiliates from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

10. Changes to These Terms

We may update these Terms & Conditions from time to time. When we do, we will revise the "Effective Date" at the top of this page. Continued use of our website or services after changes are posted constitutes acceptance of the updated Terms.

11. Governing Law

These Terms & Conditions are governed by the laws of the State of Florida, without regard to conflict of law principles.

12. Contact Us

If you have any questions about these Terms & Conditions, please contact us at:

Fm Enterprises Holdings LLC DBA Your Accident Pro [email protected] 239-323-1564